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Step 2: Prizes

FIVE (5) GRAND PRIZES FOR MORTGAGE CATEGORY: Each Grand Prize winner will receive a check for up to $1,500.00, monthly, for twelve (12) months to use towards Grand Prize winner’s current mortgage. For the purposes of this Sweepstakes, a mortgage is defined as a closed-end lien for a single property, and does not include home equity lines, home equity loans, nor fees/penalties (“Mortgage”), which Mortgage must be current and in good standing, and not in default. Limit of one (1) loan per person. PLEASE NOTE, individual prize shall be lesser of the winner’s monthly Mortgage payment [including as applicable principal, interest and escrow] on the date the Message is sent to such winner up to $1,500.00 per month, or the winner’s total outstanding Mortgage balance up to $18,000.00. ARV: $18,000.00 each. Monthly check amount will be calculated based on loan information supplied with Affidavit (see Section 6 below) and WILL NOT be recalculated.

b. TEN (10) GRAND PRIZES FOR STUDENT LOAN CATEGORY: Each Grand Prize winner will receive a check for up to $500.00, monthly, for twelve (12) months for Grand Prize winner’s student loan. Only loans that are current and in good standing, and not in default, or in a deferment or forbearance status, may be paid by any of the Grand Prizes winnable under this Sweepstakes. Limit of one (1) loan per person. PLEASE NOTE, individual prize shall be lesser of the winner’s monthly student loan payment [of principal and interest] on the date the Message is sent to such winner up to $500.00 per month, or the winner’s total outstanding student loan balance up to $6,000.00. Monthly check amount will be calculated based on loan information supplied with Affidavit (see Section 6 below) and WILL NOT be recalculated.

c. TEN (10) GRAND PRIZES FOR AUTO LOAN CATEGORY: Each Grand Prize winner will receive a check for up to $500.00, monthly, for twelve (12) months for Grand Prize winner’s auto loan. Only loans that are current and in good standing, and not in default, may be paid by any of the Grand Prizes winnable under this Sweepstakes. Limit of one (1) loan per person. PLEASE NOTE, individual prize shall be lesser of the winner’s monthly auto loan payment [of principal and interest] on the date the Message is sent to such winner up to $500.00 per month, or the winner’s total outstanding auto loan balance up to $6,000.00. Monthly check amount will be calculated based on loan information supplied with Affidavit (see Section 6 below) and WILL NOT be recalculated.  Single entry.


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